Home insurance is more than just another policy, it’s your shield against life’s unexpected events. Whether you own a cozy apartment or a family home, protecting your property is one of the smartest financial decisions you can make. Natural disasters, Fire & Lightning, or even a sudden burglary can cause significant damage that could amount to a large financial burden. Without a proper home insurance policy, these expenses can place a heavy burden on you and your loved ones.
At Peoples Insurance PLC, we understand the true value of your home. That’s why our Insurance is specially designed to provide broad and flexible coverage, extra value-added benefits, and expert guidance so you can enjoy peace of mind knowing your investment, your home is always protected.
Why Do You Need Home Insurance?
Many homeowners assume their house is safe because it’s well-built or located in a secure neighborhood. But the reality is that risks like natural disasters or burglary are beyond our control. Without house insurance, even one unexpected incident could leave you facing overwhelming financial loss.
Having a home insurance policy ensures:
- Financial protection against unexpected damages.
- Peace of mind knowing your family investment is secure.
- Affordable coverage compared to the potential cost.
What Does Peoples Insurance Niwahana Home Insurance Cover?
At Peoples Insurance, we’ve designed our Niwahana home insurance policy to cover the essentials while offering unmatched value additions. Here’s what you get:
Main Covers
- Fire & lightning
- Explosion
- Cyclone, storm, tempest, hurricane, typhoon & tornado
- Flood
- Earthquake, volcanic eruption and tsunami
- Impact damage
- Bursting and overflowing of water tanks, apparatus or pipes
- Accidental breakage of fixed glass
- Burglary cover (involving forcible and violent entry/exit from the premises)
- Electrical fire damage
- Malicious damage (up to LKR 250,000/-)
- Indoor hospitalisation benefit
- Personal accident cover
Optional Covers
- Riot & strike
- Terrorism (applicable only for property)
Benefits of Choosing Peoples Insurance
- Comprehensive protection tailored to homeowners in Sri Lanka.
- Affordable premiums with maximum coverage.
- Expert advice from a trusted insurance provider.
- Quick claims process designed for your convenience.
- 24/7 Customer Support service
Expert Advice: How to Get the Most Out of Your Home Insurance
- Review your policy regularly to ensure coverage matches your home’s value.
- Include optional covers like terrorism or electrical fire damage for added security.
- Keep records of your assets (photos, receipts) to speed up the claims process.
- Update your policy if you renovate, expand, or add new valuable assets.
Conclusion
Your home deserves the best protection. With Peoples Insurance PLC’s Niwahana home insurance, you get complete coverage, additional benefits, and the confidence that your home is well protected. Don’t wait until disaster strikes, secure your investment today.
Protect your home with Peoples Insurance PLC. Explore our Niwahana Home Insurance Policy and get started now.