This policy covers Total Loss (Actual or Constructive) to the Boat (both Hull and/or Engine) whilst at Sea or in Port or whilst in Docks arising from or as a result of,
Heavy weather as declared by the Meteorological Department or any such government body.
Storms
Lightning
Stranding
Theft (forcible and violent means)
Tsunami
Fire (excluding fire as a result of a malicious act)
Earthquake
Explosion
Volcanic eruption
Contact with any land conveyance, dock, harbor equipment, installation, or craft.
