Travel insurance is one of those things many people overlook when planning a trip. After booking flights, accommodation, and tours, it may feel like an extra expense you don’t really need. But the truth is, whether you’re traveling for leisure, business, higher studies, or even a pilgrimage, unexpected incidents can occur anytime. From medical emergencies to lost luggage or sudden trip cancellations,the right travel insurance policy can protect you from financial burdens and stressful travel situations.
At Peoples Insurance PLC, we believe that exploring the world should be done with peace of mind. That’s why our travel insurance policy in Sri Lanka is designed to protect you and your family against the unpredictable, designed to offer flexible plans for individuals, students, families, and groups.
When Does It Make Sense to Buy Travel Insurance?
Travel insurance is not just for “worst-case scenarios.” It becomes truly essential in the following situations:
- When traveling abroad – Medical care overseas can be extremely costly. Travel insurance ensures hospital bills and treatments are covered.
- When carrying valuables – Laptops, cameras, or jewelry can get lost or stolen. Insurance provides financial reimbursement.
- When traveling for studies or work – Students and employees often spend months abroad, making comprehensive protection vital.
- When trips are expensive – If your trip includes costly flights or non-refundable hotel bookings, trip cancellation coverage safeguards your money.
- When traveling with family – Having children or elderly travelers with you increases the need for medical and travel assistance cover.
What Does People’s Insurance Travel Insurance Cover?
Their travel insurance policy ensures you are financially secure and supported no matter where you go. Coverage includes:
- Medical emergencies and sudden illness abroad
- Accidents and injuries
- Loss of baggage, money, or credit cards
- Trip cancellation or early return due to unavoidable circumstances
- 24/7 worldwide assistance for travelers
Key Features of Peoples Insurance Travel Insurance
- Cover for individual, family, and group travelers
- Group discounts based on group size
- 50% discount for children under 18
- Multi-journey coverage available
- Maximum trip duration: 180 days (except student travel)
- Student travel plans up to 365 days
- No medical declaration required
- Wide range of plans for leisure, business, studies, and employment
Why Choose People’s Insurance for Travel Coverage?
- Flexibility – Choose from multiple plans tailored to your needs.
- Affordability – Competitive premiums with group and child discounts.
- Reliability – Enjoy peace of mind knowing your policy is supported by a trusted Sri Lankan insurance provider.
- Convenience – Quick policy issuance without unnecessary medical checks.
- 24/7 Claims Support – Report claims or get assistance anytime through their dedicated call center.
Expert Advice: Do You Really Need Travel Insurance?
Many travelers think, “Nothing will go wrong on my trip.” But even the most experienced travelers face delays, illnesses, or theft. Having international travel insurance doesn’t prevent mishaps, but it cushions the financial and emotional impact.
Our expert advice is simple:
- Always buy travel insurance for international trips.
- For students and long-term travelers, opt for extended coverage.
- Don’t compromise on medical coverage, it’s the most valuable feature.
- Choose a policy that fits your travel purpose (leisure, business, studies, or work).
Conclusion
Traveling should be about joy, discovery, and unforgettable experiences, not stress and worry. With Peoples Insurance PLC’s travel insurance, you can focus on enjoying your journey while we take care of the risks.Travel smart with Peoples Insurance. Explore our Travel Insurance Plans and choose the right coverage for your next adventure.