Niwahana Insurance

Niwahana Insurance is specially designed to provide essential insurance for your home/ family in a single policy.

Basic cover includes loss / damage to the building and contents due to

Fire & Lightning
Domestic Explosion
Specified natural perils including storm , flood, earthquake, tsunami
Impact by aircrafts, vehicles, animals, falling trees or branches, television or radio aerials
Bursting / Overflowing of water tanks, apparatus or pipes
Accidental breakage of fixed glass of the building
Burglary (involving forcible and violent entry or exit / following an assault, violence or threat)
Accidental breakage of fixed glass or mirrors forming part of the furniture

We provide following value additions to your policy without charging an additional premium

Architects’, Surveyors’, Consultant Engineers Fees
Cost of Removal of Debris
Fire Extinguishing Cost
Alternative accommodation or loss of rent if your home become uninhabitable due to an insured peril
Cover during minor alterations and repairs to your home
Loss or damage to property temporarily removed from your home
Cover for your domestic workers’ property
Cover for damage to your landscaping
Loss or damage to alterations, additions and improvements to your home
Automatic reinstatement of sum insured following loss or damage to the insured property
Funeral Expenses to the Insured Person
Legal liability cover to you as the owner/occupant of your home

We can provide the following optional covers as well

Riot and Strike
Malicious Damage
Terrorism
Electrical fire damage to your electrical installations and appliances
Personal Accident cover to insured
Workmen’s Compensation cover to your domestic workers
Accidental Damage to the solar panels

Personal Insurance

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