Commercial Fire and Allied Perils Insurance

This insurance product provides protection to the physical assets such as buildings, furniture, electrical/electronic equipment, stocks against loss of or damage due to Fire and Allied Perils which are specified in the policy subject to exclusions, conditions and warranties of the Policy.

You may obtain insurance coverage to protect your property against the following specified perils.

• Fire & Lightning
• Riot and Strike
• Terrorism – Extension of Riot and Strike Cover
• Malicious Damage – Extension of Riot and Strike Cover
• Explosion – Domestic
• Aircraft Damage – including damage by other aerial devices or any articles dropped from them
• Impact Damage – by vehicles or animals
• Bursting and overflowing of Water tanks, Apparatus or pipes
• Cyclone, Storm and Tempest – includes Typhoon, Hurricane and Tornado
• Flood – Extension of Cyclone, Storm and Tempest Cover
• Earthquake and Volcanic Eruption – includes Tsunami
• Sprinkler Leakage
• Spontaneous Combustion – Applicable to stock only
• Electrical Fire & Lightning damage to electrical appliances and installations

• F 01. Riot & Strike
• F 02. Malicious Damage – Extension of the Riot & Strike Cover
• F 03. Terrorism – Extension of the Riot & Strike Cover
• F 04. Explosion – Domestic
• F 05. Impact Damage – by vehicles or animals
• F 06. Aircraft Damage – including damage by other aerial devices or any articles dropped from them
• F 07. Cyclone, Storm and Tempest – includes typhoon, hurricane and tornado
• F 08. Flood – Extension of Cyclone, Storm and Tempest cover
• F 09. Bursting and overflowing of water tanks, apparatus or pipes
• F 10. Earthquake and Volcanic Eruption – includes Tsunami
• F 11. Sprinkler Leakage
• F12. Spontaneous Combustion – Applicable to stock only
• F13. Electrical Fire & Lightning damage to electrical appliances and installations